Bank RBK reported a profit of 27 billion tenge for the first half of 2026, down 21%, or 7.2 billion tenge, from the same period in 2025. The decline was driven primarily by a drop in non-interest income, according to infohub.kz.
Interest revenue rose 12% to 169 billion tenge. Interest income from customer loans amounted to 139 billion tenge. With interest expenses of 114 billion tenge, net interest income reached 54.7 billion tenge, a marginal increase of 290 million tenge.
Fee and commission income fell by 2.8 billion tenge to 7.4 billion tenge. Profit from foreign exchange operations declined by 1.7 billion to 18 billion tenge. Meanwhile, operations with derivative financial instruments — currency swaps and forward foreign exchange contracts — resulted in a loss of 10.9 billion tenge, compared with a profit of 4 billion tenge a year earlier.
In addition, the bank's profit on initial recognition of financial liabilities plunged 5.64 times to 1.78 billion tenge, down from 10 billion tenge a year earlier. Other operating income doubled to 3.7 billion tenge. As a result, non-interest income fell 2.5 times to 16 billion tenge. Non-interest expenses stood at 24 billion tenge.
In the first half of 2026, Bank RBK paid 3.5 billion tenge in income tax, 24% less than in the first half of 2025, while pre-tax profit declined by 21%.
Bank RBK's assets grew 4% to 2.8 trillion tenge. Liabilities increased 4.7% to 2.6 trillion tenge.
According to KASE, 84.81% of Bank RBK's shares are owned by KSS Finance. Through this company, the bank is controlled by businessman Vladimir Kim, the second-richest Kazakh with a fortune of $5.9 billion.
Recall that in June, Bank RBK ranked 7th in the country by assets, up from 10th previously.