In June 2026, Kazakhstanis took out loans totaling 340 billion tenge, marking the most significant monthly increase in borrowing since September 2025, according to infohub.kz.
According to the National Bank, the volume of consumer lending in the broad definition reached 27.8 trillion tenge by early July. Over the month, the net increase (new loans minus repayments) amounted to 340 billion tenge — a record not only since the start of the year but also over the past ten months.
In the first half of this year, Kazakhstanis received net loans totaling 1.1 trillion tenge, significantly less than the 2 trillion tenge in the same period last year.
Loans to individuals account for 52.3% of total lending to the economy, while businesses account for 47.7%. In June, enterprises, including the quasi-public sector, received 578 billion tenge, and since the start of the year, growth has amounted to 1.4 trillion tenge (compared to 2 trillion tenge a year earlier).
Banks remain the main creditors of the economy, accounting for 85% (45 trillion tenge), followed by the quasi-public sector at 8.3% (4.4 trillion tenge).
Loans to the economy in the broad definition include debt on bank loans (including those of the state-owned Otbasy Bank and the Development Bank of Kazakhstan), mortgage organizations, structures of the Baiterek holding, microfinance organizations, pawnshops, and credit partnerships.
Earlier it was reported that the volume of loans to Kazakhstan's economy as of May 1, 2026, reached 51.5 trillion tenge, having increased by 17.8% over the year.