Kazakhstan is proposing to let insurance companies pay for vehicle repairs instead of cash settlements after road accidents. The change is set out in a draft law on the insurance market developed by the Agency of the Republic of Kazakhstan for Regulation and Development of the Financial Market, according to infohub.kz.
Under the draft, an insurer would be able to send a damaged car for restorative repair, with the cost determined after the damage is assessed. The insurer's maximum liability for a single insured event would be 600 MCI, or 2.595 million tenge in 2026. If that amount is exceeded, the car owner and the insurer could separately agree on an additional payment.
Used or refurbished parts would not be allowed in repairs unless the parties agree otherwise. Insurance companies would also have to publish a list of service stations and their addresses, along with the makes and model years of the vehicles they accept.
Repairs would have to be completed within 30 working days of the car's delivery to the service station.
For cars no older than two years that are still under warranty, the vehicle would be sent to an authorized service station of the manufacturer or dealer. The service would be responsible for repair quality, and the warranty on the work performed would be at least six months unless the contract sets a longer period.
The regulator also proposes creating a unified reference guide for the cost of spare parts, consumables and labor. It is intended to make damage calculations more uniform and reduce disputes between car owners and insurers.
The draft also changes the rules for taking out compulsory insurance. The policyholder could be not only the owner of the car but also another individual or legal entity with the owner's consent. However, people without the required driving category or those stripped of the right to drive could not be included in the policy.
Earlier, Kursiv Auto reported that driverless cars in Kazakhstan would be insured for 60 million tenge.