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Elimizde toǵyz ekinshi deńgeıli bank taratylý satysynda tur. Olardyń qatarynda Tengri Bank, Capital Bank Kazakhstan, Asia Credit Bank jáne Astana banki bar. Bul qarjy uıymdary boıynsha ótemaqy tóleý merzimi aıaqtalǵanymen, keıbir salymshylardyń qarajaty Biryńǵaı jınaqtaýshy zeınetaqy qoryndaǵy (BJZQ) jeke zeınetaqy shottaryna aýdaryldy.

Degenmen, ótemaqy merzimin ótkizip alǵan, biraq keshigýine negizdi sebepteri bar azamattar áli de ótinish bere alady.

Ótemaqyny keshiktirip talap etýge bolatyn jaǵdaılar:

Áskerı qyzmetke shaqyrylý;

Qazaqstannan tys jerde bolý;

Muragerlik rásimdeý prosesinde bolý;

Bas bostandyǵynan aıyrý oryndarynda otyrý;

Sotpen belgilengen ózge de erekshe jaǵdaılar.

Qarajatyn qaıtarýǵa nıetti salymshylar belgilengen tártip boıynsha ótinish berýi tıis. Sondyqtan ótemaqy alý múmkindigin jiberip almaý úshin qajetti qujattardy daıyndaý mańyzdy.